Introduction to Earning, Managing and Saving Money
What I will learn?
Ways Teens Can Earn Money (Part-Time Jobs, Freelancing, Allowances)
How to Identify Skills You Can Monetize
Understanding Taxes and Your Paycheck (Gross vs. Net Income)
Exploring Entrepreneurial Opportunities
Budgeting, Planning, Borrowing, Credit, Savings
Course Curriculum
Lesson 1: How Teens Can Earn Money
• Understand income and different sources
• Part-time jobs, freelancing, digital gigs, family work
• Allowances vs. earned income
Lesson 2: Identifying Skills You Can Monetize
• Discovering personal strengths and interests
• Turning hobbies into side hustles
• Intro to value creation (solving problems, meeting needs)
Lesson 3: Exploring Entrepreneurial Opportunities
• What is entrepreneurship? Why start young?
• Simple business models for teens (products, services, content)
• Real-life teen entrepreneur case studies
Lesson 4: Understanding Your Paycheck
• Key terms: gross vs. net income, deductions, taxes
• Reading a sample paycheck
• Why taxes exist and what they pay for
Lesson 5: Budgeting Basics for Teens
• What is a budget and why it matters
• Income vs. expenses, wants vs. needs
• 50/30/20 rule or teen-friendly version
Lesson 6: Planning, Borrowing & Credit
• What is borrowing? When is it wise vs. risky?
• Credit vs. debit
• Building credit early & credit score basics
Lesson 7: Saving with Purpose
• The power of saving early (compound interest intro)
• Saving jars and digital tools
• Emergency funds and short/long-term goals
Earn a certificate
Add this certificate to your resume to demonstrate your skills & increase your chances of getting noticed.